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Federal

Federal Pell Grant: This federally funded grant is awarded on the basis of financial need. This grant is the foundation upon which all other aid is based.

Federal Supplemental Educational Opportunity Grant: This federally funded grant is awarded to students based on financial need.

Federal Teacher Education Assistance for College and Higher Education (TEACH) Grant: Students who intend to teach in a public or private elementary or secondary school that serves students from low-income families may be eligible for this grant.  Students must have a minimum cumulative GPA of 3.0 and already be accepted into the Lindsey Wilson College Education program to receive this grant.   In exchange for receiving a TEACH Grant, students must agree to serve as a full-time teacher in a high-need field in a school that serves low-income families.  Students must teach for at least four academic years within eight calendar years of completing the program of study for which they received a TEACH Grant.  Failure to complete this service obligation will result in the grant being converted to a Federal Direct Unsubsidized Stafford Loan.

Federal Perkins Loan (formerly National Direct Student Loan): This need-based loan is funded by the federal government and the College.

Federal Direct Subsidized Stafford Loan: This need-based program enables students to borrow an educational loan from the Department of Education. The loan is insured by the federal government, and the federal government pays the interest while the borrower is enrolled in school at least half-time, during a grace period, and during authorized periods of deferment. Interest will begin to accrue from the beginning of the repayment period.

Federal Direct Unsubsidized Stafford Loan: This is a non-need-based Stafford Loan from the Department of Education. The student is responsible for the interest during in-school and deferment periods.

Federal Direct PLUS Loans: This loan program enables parents with good credit histories to borrow an educational loan from the Department of Education for each child who is enrolled at least half-time and who is a dependent student. There is no grace period for these loans.

Work-Study Programs: Federal programs provide part-time employment opportunities for students who need financial assistance. Employment in the College work-study program takes place mostly on campus and is based on need.

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