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Loans

Federal Perkins Loan (formerly National Direct Student Loan): This need-based loan is funded by the federal government and the College.

Federal Direct Subsidized Loan: This need-based program enables students to borrow an educational loan from the Department of Education. The loan is insured by the federal government, and the federal government pays the interest while the borrower is enrolled in school at least half-time, during a grace period, and during authorized periods of deferment. Interest will begin to accrue from the beginning of the repayment period. All students that accept the Federal Direct Subsidized Loan must complete the online Entrance Counseling and Master Promissory Note (MPN). Visit StudentLoans.gov to complete the Entrance Counseling and MPN.

Federal Direct Unsubsidized Loan: This is a non-need-based educational loan from the Department of Education. The student is responsible for the interest during in-school and deferment periods. All students that accept the Federal Direct Unsubsidized Loan must complete the online Entrance Counseling and Master Promissory Note (MPN). Visit StudentLoans.gov to complete the Entrance Counseling and MPN.

Federal Direct  PLUS Loans: This loan program enables parents with good credit histories to borrow an educational loan from the Department of Education for each child who is enrolled at least half-time and who is a dependent student. There is no grace period for these loans.

Student Loan Entrance Counseling: Every student who accepts a Federal Direct Subsidized/Unsubsidized loan must complete the Entrance Counseling process at StudentLoans.gov.  Loan money cannot be disbursed to a student account until the Entrance Counseling is complete.

Student Loan Exit Counseling: Before leaving school, every student who borrowed a Federal Direct Subsidized/Unsubsidized loan must complete the Federal Direct Subsidized/Unsubsidized Exit Counseling at StudentLoans.gov.

Ministerial Loan/Grant: This assistance is offered to students who plan to enter the ministry of The United Methodist Church. It is given in the form of a need-based loan for one-half tuition, which will be forgiven if the student remains in full-time service to the Church for five years after attending Lindsey Wilson.

Lindsey Wilson-Fenley Loan: This loan is funded by a gift from the late R. B. Fenley, a 1909 Lindsey Wilson alumnus. This loan is awarded to needy students who might otherwise be unable to attend college, and it is administered by the College using similar guidelines and at the same interest rate as the Perkins Student Loan.

Private/Alternative Loan: Visit FASTChoice to learn more about Private/Alternative Loans.

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2008 Lindsey Wilson College
210 Lindsey Wilson St. Columbia, Ky 42728
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e-mail: info@lindsey.edu