Higher Educations Act of 2008 (HEOA)
As a recipient of federal student aid, you have certain rights you should exercise and certain responsibilities that put you in a better position to make decisions about your educational goals and how you achieve them.
It is your responsibility to:
- Complete all application forms accurately and submit them on time to the correct place.
- Provide correct information. In most instances, misreporting information on financial aid application forms is a violation of law and may be considered a criminal offense, which could result in indictment under the U.S. Criminal Codes.
- Return all additional documentation, verification, corrections, and/or new information requested by either the Financial Aid Office or KHEAA Verify *Any adjustments due to verification may result in a change to your award.
- Read and understand all forms that you are asked to sign and keep copies of them.
- Accept responsibility for all agreements that you sign.
- Notify the Financial Aid Office of the following information, as it may result in a change in your award:
- Changes in income or unusual circumstances not noted on FAFSA.
- Changes in name.
- Changes in factors used to determine eligibility, including residency, housing plan, marital status, dependents, undergraduate/graduate classification and major.
- Other sources of financial aid received during the period covered by your award notification.
- Reductions in credit hours after the classes are in session.
- Withdrawal from the University after classes are in session.
- Be aware that audit hours cannot be used in the determination of your enrollment status for financial aid eligibility.
- Be aware of the College’s tuition refund/repayment procedures.
- Be aware of the Financial Aid Office’s Federal/State aid refund policy.
- Be aware of and comply with the financial aid program application deadlines.
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Please note: You must apply for aid each year. The FAFSA acts also as the application for State aid.
- Complete a loan exit interview if you are a loan borrower and are terminating your student status or registering less than half-time. This is to be completed by going online at https://studentaid.gov/ (click on Loan Repayment).
- Maintain current and correct addresses.
You have the right to know:
- What financial aid programs are available.
- The deadlines for submitting applications for each financial aid program available.
- How financial aid will be disbursed.
- How your financial need was determined. This includes how costs for tuition and fees, room and board, books and supplies, travel, personal and miscellaneous expenses, etc. are considered in establishing your budget.
- What resources (such as parental contribution, other financial aid, your assets, etc.) were considered in the calculation of your need.
- How much of your financial need, as determined by the institution, has been met.
- Lindsey Wilson College’s refund policy located in the catalog.
- What portion of the financial aid you received must be repaid and what portion is gift aid.
- How Lindsey Wilson College determines if you are making reasonable academic progress and what happens if you are not.
- Crime Statistics (Link this to crime report)
- Family Educational Rights and Privacy Act (FERPA) as listed in the Lindsey Wilson College catalog.
Financial Aid
Procedures and forms by which students apply for assistance
Admissions application/FAFSA applicationhttps://lindsey.elluciancrmrecruit.com/Apply/Account/Create
https://www.lindsey.edu/about-lwc/Offices-and-Services/Financial-Aid/Financial-Aid.cfm (under Financial Aid header)
https://www.lindsey.edu/admissions/Dates-Deadlines.cfm
https://studentaid.gov/h/apply-for-aid/fafsa
Student eligibility requirements and factors that determine students award levels
Brief information about various types of aid and how you can qualify for themhttps://www.lindsey.edu/about-lwc/Offices-and-Services/Financial-Aid/Financial-Aid.cfm
https://www.lindsey.edu/about-lwc/Offices-and-Services/Financial-Aid/State-Aid.cfm
https://www.lindsey.edu/about-lwc/Offices-and-Services/Financial-Aid/Institutional-Aid.cfm
https://www.lindsey.edu/admissions/cost-and-financial-aid/Other-Scholarships.cfm
Financial disbursements
“Payments of Financial Aid” section briefly describes financial disbursementhttps://www.lindsey.edu/about-lwc/offices-and-services/financial-aid/financial-aid.cfm
Terms of loan received by a student
Discussing types of loans and verbal informationhttps://studentaid.gov/
Repayment and schedule of loans
Financial aid sends emails regarding the exit counseling requirement to all borrowers who graduate, withdraw, drop below half-time enrollment status, are suspended, or do not return to the university. Students who do not complete exit counseling as instructed are mailed exit materials at their last known address. https://studentaid.gov/Sample Repayment Loan Schedule and Necessity for Repaying Loans
All loans borrowed must be repaid. Several repayment plans are available. Below is a smaple loan repayment schedule:
| Balance of Repayment | Number of Payments | Estimated Payment Amount |
|---|---|---|
| $1,000 | 21 | $50 |
| $5,500 | 120 | $55 |
| $10,000 | 120 | $100 |
| $15,000 | 120 | $150 |
| $20,000 | 120 | $201 |
| $25,000 | 120 | $251 |
| $30,000 | 120 | $301 |
The minimum monthly payment amount is $50 under the 10-year Standard Repayment Plan, but may be more depending on how much you borrow. You may use the "Repayment Estimate" at https://studentaid.gov/app/repaymentEstimator.action to estimate payment amounts based on your actual loan debt. Repayment of Federal Student Loans – Avoiding Default
If you are a student borrower, you don’t have to begin repaying your Stafford loans until you leave school or are enrolled less than half-time. Failure to repay your loans will result in them defaulting. This default will have a negative impact on your financial status and creditworthiness. Please visit https://studentaid.gov/sa/repay-loans/understand/plans for additional information regarding repayment options.
Terms and conditions
Describes terms and conditions of all types of aidhttps://www.lindsey.edu/about-lwc/offices-and-services/financial-aid/financial-aid.cfm (under Policies)
Terms and conditions of Direct loans and Perkins loans
A terms and conditions form is enclosed with each student award letter.
Emails notify students of the need to complete entrance counseling and MPN for Direct Loan.
https://studentaid.gov/
Withdrawal procedures, refunds and return of aid
Brief description on withdrawal policies from the institution and a description of what will happen to their financial aidhttps://www.lindsey.edu/about-lwc/offices-and-services/financial-aid/financial-aid.cfm (under Policies)
Net-Price Calculator
Those interested in attending Lindsey Wilson College can enter information to the Net-Price Calculator in order to get an idea of finances https://portal.lindsey.edu/forms/financialaid/finaidcalc/Contact information
Financial aid officers contact informationhttps://www.lindsey.edu/about-lwc/Offices-and-Services/Financial-Aid/Financial-Aid.cfm
Accessibility/Disability
Brief description of accessibility services offered on campushttps://www.lindsey.edu/admissions/Student-with-Disabilities.cfm
FSA eligibility for study abroad
Brief description of study abroad information offered on campushttps://www.lindsey.edu/academics/Special-Opps.cfm
Transfer of credit policies
Explanation of the application process for transfer studentshttps://www.lindsey.edu/admissions/Transfer-Student.cfm
Penalties and institutional policies on copyright infringement
Describes the accepted use of technology and copyright at LWChttps://www.lindsey.edu/about-lwc/Offices-and-Services/img/Acceptable-Use-Policy.pdf
Textbook information
All textbook information is located at the book store or the book stores website.https://www.lindsey.edu/about-lwc/Bookstore.cfm
Student Activities Offered
Activities are sponsored by various Student Services departments, including but not limited to Student Activities Board, Campus Recreation, and Student Government Associationhttps://www.lindsey.edu/about-lwc/Offices-and-Services/Student-Activities-Office.cfm
https://www.lindsey.edu/campus-life/Student-Organizations.cfm
https://www.lindsey.edu/campus-life/Virtual-Student-Active.cfm
https://www.lindsey.edu/about-lwc/Holloway-Health-Wellness.cfm
Voter Registration
This link is provided to students to allow them learn more about the voter registration processhttps://libguides.lindsey.edu/vote
Please note: A voter registration drive is also held during every presidential election cycle.
Vaccination Policy
Students can find out more information about our Vaccination Policy on their student health form located on their TNet Account. Lindsey Wilson College does not have a vaccination policy.Constitution Day
Information about our Annual Constitution dayThe Katie A. Murrell Library creates a yearly informational display for Constitution Day. Pocket constitutions will also be available for free. The National Archives web site provides Constitution Day activities and materials.
http://www.archives.gov/education/lessons/constitution-day/
http://www.archives.gov/education/lessons/constitution-workshop/ The Library of Congress American Memory site provides numerous resources on the Constitution. These two links provide access: http://memory.loc.gov/ammem/amlaw/lawhome.html
Constitution Day Teacher Resources
The National Endowment for the Humanities provides content on the Constitution through the EDSITEMENT web site:
http://edsitement.neh.gov/constitution-day
Student Complaint Processes
Information about how to file a consumer or discrimination complainthttp://cpe.ky.gov/campuses/consumer_complaint.html
https://www.lindsey.edu/academics/img/StudentGrievance.pdf
Student Complaint Procedures for Students Enrolled in Distance Education Courses
How to file a complaint if enrolled in one or more distance education courses.https://www.lindsey.edu/academics/img/StudentGrievance.pdf
Student Right To Know Act
Disseminating completion, graduation, and transfer-out rates
Gives brief information about completion rates for LWC https://nces.ed.gov/ipeds/datacenter/institutionprofile.aspx?unitId=157216 LWC rates reported annual to IPEDS https://www.lindsey.edu/about-lwc/Offices-and-Services/img/lwcfactbook.pdfRetention, placement and post-graduate study
Information on retention ratesThe link below also provides information about the Career Development Office and their services in regard to post-graduate study
https://www.lindsey.edu/academics/Career-Services.cfm
LWC rates reported annual to IPEDS. https://nces.ed.gov/ipeds/datacenter/institutionprofile.aspx?unitId=157216
https://www.lindsey.edu/academics/img/Goals-Disclosures/Public-Disclosure2022.pdf
Student Body Diversity
A breakdown of the student population including; gender race, Pell recipients etc.http://nces.ed.gov/collegenavigator (Type “Lindsey Wilson College” in the search bar. The financial aid, enrollment and admissions tabs provide more information about the diversity of the student body)
Clery Act, Security and Fire Safety, Drug and Alcohol Abuse Prevention
Clery Act, Security and Fire Safety reports to enrolled students and current employees
Information regarding security and fire safety, as well as the daily crime log can be found in the Public Safety office.https://www.lindsey.edu/about-lwc/Public-Safety-Sec.cfm
Link under “Lindsey Wilson College Annual Security/Fire Safety Report” https://www.lindsey.edu/about-lwc/img/Annual-Security-Report2021.pdf
Daily crime log viewable in Public Safety Office
Emergency Response/Evacuation
https://portal.lindsey.edu/documents/emergencyProcedures/www.lindsey.edu/campus-life/img/studenthandbook.pdf
Programs to prevent dating violence, domestic violence, sexual assault, and stalking
https://www.lindsey.edu/about-lwc/Offices-and-Services/img/sexual-misconduct-policy.pdfhttps://www.lindsey.edu/campus-life/Greendot-LWC.cfm
LWC Partnership with Adanta Sexual Assault and Resource Center https://www.adanta.org/?fbclid=IwAR1g8ob6vTXaKh-dCcUufetiaojYh-GoggAiDUHGIOSCnkaAFRFpZPZ83Vc Campus Conversations Mandatory for all Freshmen
https://www.lindsey.edu/campus-life/open-week-brochures/opening-week-newstud22.cfm
Missing Student Notification Policy
www.lindsey.edu/campus-life/img/studenthandbook.pdf (page 45)Timely Warning and Emergency Notication
www.lindsey.edu/campus-life/img/studenthandbook.pdfhttps://portal.lindsey.edu/documents/emergencyProcedures/
https://www.lindsey.edu/about-lwc/img/Annual-Security-Report2021.pdf
Drug and Alcohol Abuse Prevention Information
www.lindsey.edu/campus-life/img/studenthandbook.pdfCode of Conduct
All LWC financial aid officers adhere to this code of conducthttps://www.lindsey.edu/campus-life/img/studenthandbook.pdf (Page 16)
FERPA
FERPA distribution annually
FERPA information on the web is sent to students once a year for reviewalhttps://www.lindsey.edu/campus-life/img/studenthandbook.pdf FERPA is located on (page 60) under Student Records.
Request to Disclose Information
Students hage the right to request certain information be disclosedwww.lindsey.edu/campus-life/img/studenthandbook.pdf (page 65)
Consent not required
Certain circumstances and information do not require consent to be given prior to disclosureww.lindsey.edu/campus-life/img/studenthandbook.pdf (page 66)
FERPA and Subpoenas
The Dean’s Office or the Office of Public Safety will disclose information required as listed in subpoenas.HIPPA & FERPA
Information is stored in the department of Academic Affairs by the office of the ADA CoordinatorDocuments are stored the office of the ADA Coordinator for LWC behind locked doors. Documents stored for 3 years post-graduation. Students are informed of this timeframe and given the opportunity to retrieve these documents. If documents are not retrieved, then documents are shredded. Hard files are kept; electronic communication is printed and kept as a hard file.
Health and Safety Exemption Requirement
Office for the VP of Student Serviceshttps://www.lindsey.edu/admissions/Student-with-Disabilities.cfm
Misrepresentation
Cost of Attendance
Describes the updated COA for the upcoming academic yearhttps://www.lindsey.edu/admissions/cost-and-financial-aid/Undergraduate-Aid.cfm
Academic Programs
Students can find information about all academic programs through the LWC website or verbally from program faculty and staffhttps://www.lindsey.edu/academics/All-Majors-Programs.cfm https://www.lindsey.edu/directory
Accreditation and licensure
Brief description that discusses accreditationhttps://www.lindsey.edu/about-lwc/Accreditations.cfm
For more information, contact the Vice President of Academic Affairs at 270-384-8030.
Entrance counseling
Email sent to students regarding entrance counseling; where to go, how to complete, and where they can go to find more information regarding their loans. This email is sent directly to students’ LWC email address.Exit counseling
Financial aid sends emails regarding the exit counseling requirement to all borrowers who graduate, withdraw, drop below half-time enrollment status, are suspended, or do not return to the university. Students who do not complete exit counseling as instructed are mailed exit materials at their last known address. The Financial Aid Office identifies all students who need to complete Exit Counseling and contacts them via email. Students are directed to complete the Exit Counseling process at www.studentaid.gov. Exit Counseling can be found on Lindsey Wilson’s website in these three locations:https://www.lindsey.edu/admissions/cost-and-financial-aid/Helpful-Links-Res.cfm
Located under Federal Direct Loan Program
https://www.lindsey.edu/admissions/cost-and-financial-aid/Loans-and-grants.cfm
Lindsey Online
https://online.lindsey.edu/programs/chd/finAid.cfm
Satisfactory progress standards
Satisfactory Academic Policyhttps://www.lindsey.edu/about-lwc/Offices-and-Services/Financial-Aid/Financial-Aid.cfm (Policies tab, Financial Aid Satisfactory Academic Progress Policy)
NSLDS (National Student Loan Data System)
Make it known that any student or parent that acquires a federal loan, can find their loan information at this website. Loan information is required to be submitted to NSLDS, and will be accessible by guaranty agencies, lenders and schools determined to be authorized users of this data system.https://studentaid.gov/
Website given to students to find more information about all federal loans that have disbursed in their name.
Student Loan Default Rate
Information about the school’s student loan default ratehttp://nces.ed.gov/collegenavigator Type “Lindsey Wilson College” in the search bar. The financial aid, enrollment and admissions tabs provide more information about the diversity of the student body.
Accountability for Programs that Prepare Teachers
National and State reports are updated annually and can be found online or upon requesthttps://www.lindsey.edu/academics/majors-and-programs/Education/Accredidation.cfm
Professional Licensure Disclosures
Describes eligibility to be certified as a teacherhttps://www.lindsey.edu/about-lwc/Licensure-Disclosures.cfm
Consumer Information for Student Athletes
Equity in Athletics Disclosure
The EADA Report is updated annually and can be obtained upon request.https://lindseyathletics.com/EADA_Report
Safeguarding Customer Information
Finance & Administration, Department of Information TechnologyAll customer information is safeguarded. This requirement applies to all nonpublic personal information in the school’s possession (from students, parents, or other individuals with whom the school has a customer relationship). It also pertains to the customers of other financial institutions that have provided such information to the school.
The school establishes and maintains a comprehensive information security program. This program must include the administrative, technical, or physical safeguards the school uses to access, collect, distribute, process, protect, store, use, transmit, dispose of, or otherwise handle customer information. The safeguards achieve the following objectives:
- Ensures the security and confidentiality of customer information
- Protects against any anticipated threats or hazards to the security or integrity of such information, and
- Protects against unauthorized access to or use of such information that could result in substantial harm or inconvenience to any customer
- Designated Coordinators. The school designates an employee or employees to coordinate its information security program.
- Risk assessment. The school identifies reasonable foreseeable internal and external risks to the security, confidentiality, and integrity of customer information that could result in the unauthorized disclosure, misuse, alteration, destruction, or other compromise of such information, and assesses the sufficiency of any safeguards in place to control these risks. At a minimum, the school’s risk assessment includes consideration of risks in each relevant area of operations including:
- Employee training and management
- Information systems, including network and software design, as well as information processing, storage, transmission, and disposal
- Detecting, preventing, and responding to attacks, intrusions, or other systems failures
- Safeguards testing/monitoring. The school has implemented information safeguards to control the risks it identifies through risk assessment, and regularly tests or otherwise monitors the effectiveness of the safeguards’ key controls, systems, and procedures
- Evaluation & Adjustment. The school evaluates and adjusts its information security program in light of the results of the required testing and monitoring, as well as for any material changes to its operations or business arrangements or any other circumstances that it has reason to know may have a material impact on the school’s information security program.
- Overseeing service providers. The school takes reasonable steps to select and retain service providers that are capable of maintaining appropriate safeguards for the customer information at issue and requires the service providers by contract to implement and maintain such safeguards.